<table width="100%" cellspacing="2" cellpadding="2" border="0">  <tr>    <td align="left" class="nav"><a href="{U_INDEX}">{L_INDEX}</a></td>  </tr></table><table class="forumline" width="100%" cellspacing="1" cellpadding="4" border="0">  <tr>    <th class="thHead"><b>{MESSAGE_TITLE}</b></th>  </tr>  <tr>     <td class="row1">    <table width="100%" cellspacing="0" cellpadding="1" border="0">      <tr>         <td>&nbsp;</td>      </tr>      <tr>        <td align="center">{MESSAGE_TEXT}</td>      </tr>      <tr>         <td>&nbsp;</td>      </tr>    </table>    </td>  </tr></table><br clear="all" />